We find the best financing solution for you and your business
- 0333 006 5741
- info@lwsmortgages.co.uk
Are you looking to raise money to fund home improvements or another purpose?
Assuming that you meet certain basic criteria, secured second charge loans may be available to help fund your projects and any other activities you require this type of loan for. A loan of this type involves offering one of your assets (typically your property) as security for the borrowing.
This gives the provider confidence that should you be unable to repay the loan for any reason, they use your asset as a way of recovering their money by forcing the sale of your asset. Applying for second charge loans is usually straightforward but finding the correct product to suit your needs can sometimes prove more challenging, this is where UK Home Mortgages are able to help.
Auction finance is a great way for individuals to secure a below-market-value property, often from a motivated seller such as a bank or creditor. It could even be suitable for first-time buyers or developers too.
Auction purchases generally have to be completed within 28 days of the auction ending and in most cases a conventional mortgage either cannot be arranged (if the property is not habitable), or will not be available in time to meet the required completion deadline.
We can give peace of mind by pre-qualifying a purchaser prior to them going to auction so that they know that funding will be in place. A number of our lenders do not require valuations for auction purchases as they will work off purchase price.
Get in touch with us today if you would like to discuss Auction Finance options with us.
A good, steady level of income and a large deposit can make you look more attractive to a lender but other factors such as age, assets and type of application also have a bearing on the outcome of your application.
Whatever your circumstances are please give us a call or fill out our enquiry form and we will be able to discuss your circumstances in more detail with you and do a quick assessment on your situation.
Buying a property can be one of the biggest and most important decision people can make in our lives. Most of us will need a mortgage to buy our new home, whether it be a house, apartment or a flat and this is where we can help. We have literally thousands of mortgage products available from many mortgage lenders and you are best advised to obtain advice from an Independent Mortgage Adviser such as ourselves people who know how a mortgage works and our advisors can give you impartial, independent advice.
We can provide advice for every type of mortgage whether it be residential, buy to let, letting to buy, commercial and more specialist types of mortgage such as ex-pat, offshore and large loan financing.
Advice on mortgages is not just limited to rates and products so it is essential to assess lenders and their criteria. Being unaware of a lender’s criteria can result in a mortgage being declined, a loss of fees and have a negative impact on your credit record. Having advice helps to ensure that your mortgage is processed swiftly and you are successful in obtaining a mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
I can advise and arrange all kinds of insurances, including:-
It’s not compulsory to have any insurances (except buildings insurance, but how many times do you hear of a building falling down!), but you know it makes sense.
“It is better to have and not need, than to need and not have.”
