We find the best financing solution for you and your business
- 0333 006 5741
- info@lwsmortgages.co.uk
We are experienced specialists in finding the best financing solution for you and your business. LWS Mortgages has access to a wide range of personal and business finance products which are not always available from your high street bank or current lender. As an independent broker, we are able to secure the most suitable deal for you if you need finance or mortgages.
We are experienced and accredited mortgage specialists who are here to help our clients in a variety of situations including those who are self employed, have had a Bad Credit history as well as many other financial situations. We make it our business to form relationships with lenders who base their decision to lend on a manual underwriting decision, and not on how many points you have scored, or our Specialist Lenders whose underwriting guide will accept various levels of credit.
Buying a property can be one of the biggest and most important decision people can make in our lives. Most of us will need a mortgage to buy our new home, whether it be a house, apartment or a flat and this is where we can help. We have literally thousands of mortgage products available from many mortgage lenders and you are best advised to obtain advice from an Independent Mortgage Adviser such as ourselves people who know how a mortgage works and our advisors can give you impartial, independent advice.
We can provide advice for every type of mortgage whether it be residential, buy to let, letting to buy, commercial and more specialist types of mortgage such as ex-pat, offshore and large loan financing.
Advice on mortgages is not just limited to rates and products so it is essential to assess lenders and their criteria. Being unaware of a lender’s criteria can result in a mortgage being declined, a loss of fees and have a negative impact on your credit record. Having advice helps to ensure that your mortgage is processed swiftly and you are successful in obtaining a mortgage offer.
Mortgage Payment Protection Insurance (MPPI) covers the cost of your mortgage for a maximum of 12 months should you be unable to work in the event of an accident, sickness or unemployment.
One of our experienced Independent Financial Advisers (IFA) can advise and guide on all of the benefits that this type of insurance has to offer. You will also need to find out how much your employer will pay you in the event of unemployment such as redundancy. If you have worked for your employer for a long period of time and the benefit is high then there may not be a need to have the unemployment element of this insurance which would also help to keep the premiums down.
Your home may be repossessed if you do not keep up repayments on your mortgage.
I can advise and arrange all kinds of insurances, including:-
It’s not compulsory to have any insurances (except buildings insurance, but how many times do you hear of a building falling down!), but you know it makes sense.
“It is better to have and not need, than to need and not have.”
