We find the best financing solution for you and your business
- 0333 006 5741
- info@lwsmortgages.co.uk
If you are struggling to get a mortgage due to a poor credit rating, late payment history or county court judgments (CCJ’s) in your name then a special mortgage called a sub-prime mortgage could be the solution for you.
These types of mortgages can also be referred to as:
Our expert team have up-to-date knowledge on whole-of-market mortgage deals as well as offers from specialist mortgage brokers. We are perfectly placed specialist mortgage advisors and are on hand to ensure we assist you to get the very best product available and we’re confident we can help you too get a mortgage regardless of your financial history.
A missed payment for a small amount is not as serious as a county court judgement for a high amount, and that may not be as bad in the eyes of a new lender as a bankruptcy or repossession. It is up to your Specialist Mortgage Adviser to get you the mortgage and best terms possible for your circumstances.
Additionally the amount you wish to borrow and the deposit you have or equity has a bearing. Your new lender may not be a high risk lender and the higher the deposit the better terms you may get.
A good, steady level of income and a large deposit can make you look more attractive to a lender but other factors such as age, assets and type of application also have a bearing on the outcome of your application.
Whatever your circumstances are please give us a call or fill out our enquiry form and we will be able to discuss your circumstances in more detail with you and do a quick assessment on your situation.
Buying a property can be one of the biggest and most important decision people can make in our lives. Most of us will need a mortgage to buy our new home, whether it be a house, apartment or a flat and this is where we can help. We have literally thousands of mortgage products available from many mortgage lenders and you are best advised to obtain advice from an Independent Mortgage Adviser such as ourselves people who know how a mortgage works and our advisors can give you impartial, independent advice.
We can provide advice for every type of mortgage whether it be residential, buy to let, letting to buy, commercial and more specialist types of mortgage such as ex-pat, offshore and large loan financing.
Advice on mortgages is not just limited to rates and products so it is essential to assess lenders and their criteria. Being unaware of a lender’s criteria can result in a mortgage being declined, a loss of fees and have a negative impact on your credit record. Having advice helps to ensure that your mortgage is processed swiftly and you are successful in obtaining a mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
I can advise and arrange all kinds of insurances, including:-
It’s not compulsory to have any insurances (except buildings insurance, but how many times do you hear of a building falling down!), but you know it makes sense.
“It is better to have and not need, than to need and not have.”
